The Nova Scotia School Insurance Program (SIP) is a reciprocal insurance exchange, licenced by the Superintendent of Insurance for the Province of Nova Scotia. The official name of SIP is the Nova Scotia School Insurance Exchange. The School Insurance Program is a not-for-profit organization that is owned and operated by the Regional Centres for Education of Nova Scotia, CSAP,  and the Nova Scotia Community College and manages all aspects of property and casualty-related insurance.